AXA’s business is financial protection. At a time when traditional solutions for retirement, such as defined benefit plans and Social Security, cannot be relied on; when baby boomers worry about outliving their assets; when the array of investment and saving options from which to choose can be dizzying, people want and need advice to help them make choices and plan for their future. They want and need innovative financial products from a company they can trust. Today, 95 million clients worldwide look to AXA for financial protection. They trust AXA’s financial professionals to deliver guidance and to provide a full range of products to help meet their insurance, savings, and retirement needs and to help them develop the long-term plans that are essential to attaining financial independence in the 21st century.